Top 10 List of NBFCs Offering Personal Loans at Low Intrest Rates with Free Health insurance

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News: Personal loans are a popular choice for individuals looking for funds to finance their immediate financial requirements. Personal loans come with a variety of interest rates and charges, and choosing the right loan provider can make all the difference in getting a good deal. The article provides an overview of the various personal loan interest rates and charges offered by different lenders in India.

Understanding Personal Loan Interest Rates and Charges

Muthoot Finance    14% onwards    Up to 3.5%

Tata Capital    10.99% onwards    Up to 2.75%

Bajaj Finserv    11% onwards    Up to 3.93%

StashFin    11.99% onwards    Up to 10%

Faircent    9.99% onwards    Up to 8%

Kreditbee    Up to 29.95%    Up to 6%

Navi Finserv    9.9% – 45%    Nil

Money Tap    13% onwards    

Dhani Loans    13.99% onwards    3% onwards

Money View    15.96%    Starting from 2%

Pay Sense    16.80%-27.60%    Up to 2.5%

Early Salary    18% onwards    2%

Home Credit    24% onwards    Up to 5%

CASHe    30% onwards    Up to 3% or Rs 1,200

HDB Financial Services    Up to 36%    Up to 3%

Muthoot Finance, Tata Capital, Bajaj Finserv, StashFin, Faircent, Kreditbee, Navi Finserv, Money Tap, Dhani Loans, Money View, Pay Sense, Early Salary, Home Credit, CASHe, and HDB Financial Services are some of the popular lenders offering personal loans in India. Among them, Muthoot Finance offers personal loans at an interest rate starting from 14% onwards with a processing fee of up to 3.5%. On the other hand in the latest News, Tata Capital offers personal loans at an interest rate starting from 10.99% onwards with a processing fee of up to 2.75%. Bajaj Finserv offers personal loans at an interest rate starting from 11% onwards with a processing fee of up to 3.93%.

StashFin offers personal loans at an interest rate starting from 11.99% onwards with a processing fee of up to 10%. Faircent offers personal loans at an interest rate starting from 9.99% onwards with a processing fee of up to 8%. Kreditbee offers personal loans with an interest rate of up to 29.95% with a processing fee of up to 6%. Navi Finserv offers personal loans with an interest rate ranging from 9.9% to 45% without any processing fee. Money Tap offers personal loans starting from 13% onwards without any processing fee.

Dhani Loans offer personal loans at an interest rate starting from 13.99% onwards with a processing fee starting from 3% onwards. Money View offers personal loans at an interest rate of 15.96% with a processing fee starting from 2%. Pay Sense offers personal loans with an interest rate ranging from 16.80% to 27.60% with a processing fee of up to 2.5%. Early Salary offers personal loans starting from 18% onwards with a processing fee of 2%.

Home Credit offers personal loans at an interest rate starting from 24% onwards with a processing fee of up to 5%. CASHe offers personal loans at an interest rate starting from 30% onwards with a processing fee of up to 3% or Rs 1,200, whichever is higher. HDB Financial Services offers personal loans with an interest rate of up to 36% with a processing fee of up to 3%.

It is worth mentioning that Navi Finserv offers personal loans with interest rates ranging from 9.9% to 45%, and the lender does not charge any processing fee. Furthermore, Navi Finserv is currently offering a unique feature of free health insurance coverage for one month to its personal loan borrowers.

The health insurance coverage is offered in collaboration with Digit Insurance and provides Free coverage of up to Rs. 2 lakh. This feature adds value to the personal loan and provides a safety net to the borrower against any unforeseen medical emergencies. Therefore, it is an excellent option for individuals looking for a personal loan with additional benefits such as free health insurance coverage.

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